*Michelle Merkel is a fee-based financial advisor who can receive advisory fees paid by you and commissions
from brokerage firms, mutual fund companies, or insurance companies for selling their products to you. This is
different from a fee-only financial advisor who does not sell any products or receive commissions.
Michelle Merkel is licensed in OH, AR, CA, CO, DE, FL, IL, IN, KY, MI, NC, NY, OR, TX, VA, and WA to offer
insurance products, and life insurance (including variable life), annuities (including variable annuities), and
is securities registered in OH, AR, CA, FL, GA, IL, IN, NY, OR, SC, TX, and WA and adviser registered in OH.
This site is not a solicitation of interest in any of these products in any other state.
IMPORTANT CONSUMER INFORMATION: Michelle Merkel may only transact business in a particular state after licensure
or satisfying qualifications requirements of that state, or only if she is excluded or exempted from the state’s
registration requirements. Follow-up, individualized responses to consumers in a particular state by Michelle
Merkel that involve either the effecting or attempting to effect transactions in securities or the rendering of
personalized investment advice for compensation, as the case may be, shall not be made without first complying
with the state’s requirements, or pursuant to an applicable state exemption or exclusion. For information
concerning the licensure status or disciplinary history of a brokerdealer, investment adviser, BD agent or IA
representative or any financial institution she represents, contact your state securities law administrator.
Insurance products from the Principal Financial Group® are issued by Principal National Life Insurance Company
(except in New York), Principal Life Insurance Company, and the companies available through the Preferred
Product Network, Inc. Securities and advisory products offered through Principal Securities, Inc.,
800/247-1737, member SIPC. Principal National, Principal Life, the Preferred Product Network, and Principal Securities
are members of the Principal Financial Group®, Des Moines, IA 50392. Michelle
Merkel, Principal National and Principal Life Financial Representatives, Principal Securities Registered Representatives,
Financial Advisors. Merkel Financial Services, Inc. is not an affiliate of any company of the Principal Financial
Principal Life maintains certificates of authority to transact insurance in all 50 states. Principal Life NAIC
identification number is 61271. Principal National NAIC identification number is 71161.